Issuing Bank

Metropolitan Commercial Bank has the experience, the expertise and the wide-ranging resources required of both an issuing bank and sponsoring partner:

• We are a Principal Member of Mastercard, Plus and Visa (sponsor of both Visa and MasterCard Programs) with membership in the Accel®, NYCE®, Pulse® and STAR® regional networks.
• Full program sponsorship for General Purpose Reloadable (GPR), payroll, corporate, incentive, commission, rebates, government benefit, health care and gift programs.
• Seamless integration with the nation’s leading debit card processors.
• Network settlement support for technologically demanding e-wallet programs, mobile apps, virtual accounts, and virtual cards.
• Extensive regulatory and compliance support including AML and BSA transaction monitoring. Metropolitan Commercial Bank is one of the few U.S. banks that can both issue and meet the rigorous requirements surrounding third party debit card products.
• Support for daily settlement activities including ACH, third party load networks, ATM networks, OCT payments, all mobile platforms and card prefunding activities.